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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $569,408 | $91,537+522.1% | $130,045+337.9% | $75,173+657.5% |
| Participation rate | 72.0% | 71.5%+0.5pp | 78.5%-6.5pp | 67.2%+4.8pp |
| Annual return | 12.58% | -631.55%+644.1pp | -137.30%+149.9pp | 160.72%-148.1pp |
| Employer contribution / active EE | $3,608 | $2,845+26.8% | $4,321-16.5% | $2,671+35.1% |
| Participant deferral / active EE | $6,980 | $4,343+60.7% | $5,820+19.9% | $4,126+69.2% |
| Admin fee / account holder | $2,339 | $6,780-65.5% | $10,600-77.9% | $5,651-58.6% |