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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ALDRICH WEALTH, LP Service code 26 · EIN 93-1244319 | Advisory (Participants) | $37,775 |
Filed as: PRIME RETIREMENT SOLUTIONS INC Service code 13 25B VREELAND ROAD · FLORHAM, NJ 07932 | Contract Administrator | $12,500 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $7,389 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,610 | $56,438-35.1% | $76,902-52.4% | $71,529-48.8% |
| Participation rate | 89.0% | 64.3%+24.7pp | 69.6%+19.4pp | 67.9%+21.1pp |
| Annual return | 15.37% | 19.05%-3.7pp | 37.91%-22.5pp | 28.97%-13.6pp |
| Employer contribution / active EE | $1,973 | $1,864+5.9% | $2,534-22.1% | $2,590-23.8% |
| Participant deferral / active EE | $2,569 | $3,136-18.1% | $3,833-33.0% | $4,291-40.1% |
| Admin fee / account holder | $309 | $1,430-78.4% | $5,479-94.4% | $1,588-80.6% |