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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ALDRICH WEALTH, LP Service code 26 · EIN 93-1244319 | Advisory (Participants) | $44,980 |
Filed as: PRIME RETIREMENT SOLUTIONS INC Service code 13 25B VREELAND ROAD · FLORHAM, NJ 07932 | Contract Administrator | $18,837 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $7,405 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,255 | $50,199-37.7% | $69,890-55.3% | $66,949-53.3% |
| Participation rate | 95.3% | 66.3%+29.0pp | 70.5%+24.8pp | 69.8%+25.5pp |
| Annual return | -15.77% | -13.85%-1.9pp | 190.84%-206.6pp | 1.57%-17.3pp |
| Employer contribution / active EE | $2,179 | $1,864+16.9% | $2,560-14.9% | $2,545-14.4% |
| Participant deferral / active EE | $2,971 | $3,112-4.5% | $3,848-22.8% | $4,239-29.9% |
| Admin fee / account holder | $334 | $600-44.4% | $6,267-94.7% | $594-43.8% |