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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ALDRICH WEALTH, LP Service code 26 · EIN 93-1244319 | Advisory (Participants) | $49,858 |
PENSION PLAN SPECIALISTS, PC6 years Filed as: PENSION PLAN SPECIALISTS, P.C. Service code 13 · EIN 26-1570786 | Contract Administrator | $11,285 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $7,776 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,893 | $59,584-31.4% | $86,615-52.8% | $79,391-48.5% |
| Participation rate | 96.6% | 67.7%+28.9pp | 71.6%+25.0pp | 70.7%+25.9pp |
| Annual return | 10.86% | 23.15%-12.3pp | 63.51%-52.7pp | 116.88%-106.0pp |
| Employer contribution / active EE | $2,177 | $1,768+23.1% | $2,496-12.8% | $2,428-10.3% |
| Participant deferral / active EE | $2,827 | $3,036-6.9% | $3,699-23.6% | $4,046-30.1% |
| Admin fee / account holder | $325 | $604-46.2% | $5,830-94.4% | $627-48.1% |