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| Provider | Service type | Compensation |
|---|---|---|
HARFST AND ASSOCIATES1 year Service code 26 · EIN 90-0534269 1970 ASHLAND STREET · ASHLAND, OR 97520 | Advisory (Participants) | $26,574 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,166 | $77,670+16.1% | $109,163-17.4% | $79,393+13.6% |
| Participation rate | 89.8% | 67.8%+22.0pp | 75.9%+14.0pp | 70.7%+19.1pp |
| Annual return | 10.51% | 23.44%-12.9pp | 25.75%-15.2pp | 116.87%-106.4pp |
| Employer contribution / active EE | $7,723 | $2,798+176.0% | $3,723+107.5% | $2,428+218.1% |
| Participant deferral / active EE | $3,883 | $3,518+10.4% | $4,654-16.6% | $4,046-4.0% |
| Admin fee / account holder | $187 | $732-74.4% | $6,754-97.2% | $627-70.1% |