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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,604 | $65,364+43.2% | $92,909+0.7% | $72,975+28.3% |
| Participation rate | 89.8% | 68.3%+21.5pp | 76.0%+13.8pp | 69.5%+20.3pp |
| Annual return | 15.57% | 42.11%-26.5pp | 109.44%-93.9pp | 81.01%-65.4pp |
| Employer contribution / active EE | $5,151 | $2,594+98.6% | $3,653+41.0% | $2,440+111.1% |
| Participant deferral / active EE | $3,775 | $3,128+20.7% | $4,238-10.9% | $3,608+4.6% |
| Admin fee / account holder | $2,347 | $4,251-44.8% | $5,795-59.5% | $5,124-54.2% |