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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,904 | $63,346+35.6% | $92,240-6.9% | $70,126+22.5% |
| Participation rate | 97.6% | 68.7%+28.9pp | 76.5%+21.1pp | 69.5%+28.1pp |
| Annual return | 12.56% | 530.19%-517.6pp | 176.29%-163.7pp | 73.15%-60.6pp |
| Employer contribution / active EE | $5,869 | $2,471+137.5% | $3,680+59.5% | $2,343+150.6% |
| Participant deferral / active EE | $3,971 | $2,854+39.2% | $3,897+1.9% | $3,332+19.2% |
| Admin fee / account holder | $3,441 | $3,841-10.4% | $5,194-33.7% | $4,645-25.9% |