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| Provider | Service type | Compensation |
|---|---|---|
HARFST AND ASSOCIATES2 years Service code 26 · EIN 90-0534269 1970 ASHLAND STREET · ASHLAND, OR 97520 | Advisory (Participants) | $21,991 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,262 | $64,176+15.7% | $112,249-33.8% | $66,938+10.9% |
| Participation rate | 93.4% | 68.4%+25.0pp | 75.1%+18.3pp | 69.8%+23.6pp |
| Annual return | -15.11% | -13.80%-1.3pp | 27.48%-42.6pp | 1.58%-16.7pp |
| Employer contribution / active EE | $9,604 | $3,007+219.4% | $3,636+164.1% | $2,545+277.3% |
| Participant deferral / active EE | $4,755 | $3,694+28.7% | $4,729+0.5% | $4,238+12.2% |
| Admin fee / account holder | $360 | $626-42.4% | $6,412-94.4% | $594-39.3% |