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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,747 | $123,155-7.6% | $108,753+4.6% | $155,188-26.7% |
| Participation rate | 65.0% | 75.6%-10.6pp | 71.1%-6.1pp | 80.8%-15.8pp |
| Annual return | 11.51% | 44.73%-33.2pp | 37.47%-26.0pp | 148.84%-137.3pp |
| Employer contribution / active EE | $2,464 | $2,811-12.4% | $2,427+1.5% | $4,248-42.0% |
| Participant deferral / active EE | $6,734 | $4,623+45.6% | $4,115+63.6% | $6,531+3.1% |
| Admin fee / account holder | $12,745 | $12,126+5.1% | $10,320+23.5% | $14,480-12.0% |