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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,007 | $112,933-46.0% | $90,970-32.9% | $158,982-61.6% |
| Participation rate | 68.4% | 74.7%-6.3pp | 69.0%-0.6pp | 82.0%-13.5pp |
| Annual return | 8.80% | 215.82%-207.0pp | 134.60%-125.8pp | 302.99%-294.2pp |
| Employer contribution / active EE | $440 | $2,893-84.8% | $2,122-79.3% | $4,763-90.8% |
| Participant deferral / active EE | $4,729 | $4,128+14.6% | $3,373+40.2% | $5,983-21.0% |
| Admin fee / account holder | $31,894 | $8,047+296.4% | $5,961+435.1% | $11,252+183.5% |