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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,395 | $111,830-13.8% | $93,696+2.9% | $145,884-33.9% |
| Participation rate | 65.2% | 74.2%-9.0pp | 68.7%-3.5pp | 80.3%-15.1pp |
| Annual return | 15.57% | 204.08%-188.5pp | 133.74%-118.2pp | 551.85%-536.3pp |
| Employer contribution / active EE | $1,172 | $3,093-62.1% | $2,422-51.6% | $4,662-74.9% |
| Participant deferral / active EE | $5,902 | $4,920+20.0% | $4,417+33.6% | $6,690-11.8% |
| Admin fee / account holder | $4,999 | $10,249-51.2% | $8,287-39.7% | $13,392-62.7% |