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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,585 | $95,979-41.0% | $74,551-24.1% | $135,380-58.2% |
| Participation rate | 58.3% | 75.7%-17.3pp | 69.1%-10.8pp | 82.6%-24.3pp |
| Annual return | -5.86% | 56.97%-62.8pp | 32.53%-38.4pp | 519.81%-525.7pp |
| Employer contribution / active EE | $387 | $2,716-85.7% | $1,961-80.3% | $4,779-91.9% |
| Participant deferral / active EE | $2,027 | $3,844-47.3% | $3,108-34.8% | $5,609-63.9% |
| Admin fee / account holder | $52,133 | $6,522+699.3% | $5,059+930.5% | $10,828+381.5% |