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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,471 | $102,696-12.9% | $86,235+3.8% | $139,487-35.9% |
| Participation rate | 65.2% | 74.5%-9.3pp | 69.0%-3.7pp | 80.3%-15.1pp |
| Annual return | 15.37% | 1925.91%-1910.5pp | 1170.03%-1154.7pp | 373.84%-358.5pp |
| Employer contribution / active EE | $1,128 | $3,034-62.8% | $2,381-52.6% | $4,755-76.3% |
| Participant deferral / active EE | $5,253 | $4,679+12.3% | $3,987+31.7% | $6,713-21.7% |
| Admin fee / account holder | $3,964 | $8,667-54.3% | $6,856-42.2% | $11,407-65.3% |