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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,175 | $57,575+4.5% | $124,067-51.5% | $86,983-30.8% |
| Participation rate | 21.7% | 62.3%-40.5pp | 66.9%-45.2pp | 69.5%-47.8pp |
| Annual return | 15.14% | 19.65%-4.5pp | 31.06%-15.9pp | 25.83%-10.7pp |
| Employer contribution / active EE | $0 | $1,615-100.0% | $2,166-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $1,014 | $2,623-61.4% | $3,463-70.7% | $4,194-75.8% |
| Admin fee / account holder | $13,124 | $8,506+54.3% | $7,351+78.5% | $7,856+67.1% |