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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,919 | $25,979+19.0% | $71,778-56.9% | $68,490-54.9% |
| Participation rate | 22.4% | 54.5%-32.1pp | 62.3%-40.0pp | 67.9%-45.5pp |
| Annual return | -17.63% | -15.10%-2.5pp | 9.15%-26.8pp | -7.85%-9.8pp |
| Employer contribution / active EE | $0 | $900-100.0% | $1,704-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $1,345 | $1,522-11.6% | $2,656-49.4% | $4,028-66.6% |
| Admin fee / account holder | $1,512 | $2,022-25.2% | $3,974-62.0% | $5,403-72.0% |