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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,673 | $116,434-59.9% | $65,583-28.8% | $139,487-66.5% |
| Participation rate | 100.0% | 67.9%+32.1pp | 65.0%+35.0pp | 80.3%+19.7pp |
| Annual return | 18.73% | 31.34%-12.6pp | 47.46%-28.7pp | 373.84%-355.1pp |
| Employer contribution / active EE | $0 | $2,602-100.0% | $1,692-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $5,907 | $4,245+39.2% | $2,833+108.5% | $6,713-12.0% |
| Admin fee / account holder | $3,125 | $6,696-53.3% | $4,112-24.0% | $11,407-72.6% |