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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,845 | $61,816+51.8% | $97,260-3.5% | $80,935+16.0% |
| Participation rate | 87.9% | 63.5%+24.4pp | 72.7%+15.2pp | 67.7%+20.2pp |
| Annual return | 7.73% | -558.73%+566.5pp | 75.54%-67.8pp | 35.66%-27.9pp |
| Employer contribution / active EE | $2,068 | $1,836+12.6% | $2,721-24.0% | $2,757-25.0% |
| Participant deferral / active EE | $3,142 | $3,027+3.8% | $4,262-26.3% | $4,299-26.9% |
| Admin fee / account holder | $13,001 | $5,166+151.7% | $5,640+130.5% | $6,924+87.8% |