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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,922 | $58,523+31.4% | $99,479-22.7% | $72,976+5.4% |
| Participation rate | 73.5% | 64.6%+8.9pp | 73.8%-0.3pp | 69.5%+4.0pp |
| Annual return | 14.35% | 28.51%-14.2pp | 30.72%-16.4pp | 81.02%-66.7pp |
| Employer contribution / active EE | $2,349 | $1,512+55.4% | $2,540-7.5% | $2,440-3.7% |
| Participant deferral / active EE | $1,212 | $2,606-53.5% | $3,619-66.5% | $3,608-66.4% |
| Admin fee / account holder | $3,607 | $4,102-12.1% | $6,253-42.3% | $5,124-29.6% |