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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,683 | $66,402+32.0% | $109,907-20.2% | $85,847+2.1% |
| Participation rate | 86.7% | 63.9%+22.8pp | 74.2%+12.4pp | 69.3%+17.3pp |
| Annual return | 8.46% | 19.59%-11.1pp | 29.46%-21.0pp | 318.61%-310.1pp |
| Employer contribution / active EE | $1,243 | $1,687-26.3% | $2,844-56.3% | $2,565-51.6% |
| Participant deferral / active EE | $1,747 | $2,842-38.5% | $4,047-56.8% | $3,952-55.8% |
| Admin fee / account holder | $6,621 | $4,557+45.3% | $6,069+9.1% | $6,261+5.8% |