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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,876 | $57,541+73.6% | $95,759+4.3% | $75,177+32.9% |
| Participation rate | 73.3% | 62.5%+10.8pp | 72.3%+1.1pp | 67.2%+6.1pp |
| Annual return | 11.54% | 34.93%-23.4pp | 28.42%-16.9pp | 160.75%-149.2pp |
| Employer contribution / active EE | $0 | $1,808-100.0% | $2,836-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $1,547 | $3,074-49.7% | $4,244-63.5% | $4,126-62.5% |
| Admin fee / account holder | $638 | $4,099-84.4% | $5,678-88.8% | $5,651-88.7% |