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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,528 | $53,596+40.9% | $90,657-16.7% | $64,173+17.7% |
| Participation rate | 71.9% | 64.5%+7.4pp | 74.0%-2.2pp | 69.6%+2.3pp |
| Annual return | -3.50% | 4.41%-7.9pp | 1.89%-5.4pp | 7.63%-11.1pp |
| Employer contribution / active EE | $0 | $1,503-100.0% | $2,532-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $1,178 | $2,459-52.1% | $3,424-65.6% | $3,470-66.0% |
| Admin fee / account holder | $1,347 | $3,868-65.2% | $4,994-73.0% | $4,887-72.4% |