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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,348 | $108,922+5.9% | $100,398+14.9% | $145,978-21.0% |
| Participation rate | 75.0% | 83.0%-8.0pp | 81.5%-6.5pp | 80.3%-5.3pp |
| Annual return | 9.45% | 58.04%-48.6pp | 49.32%-39.9pp | 550.52%-541.1pp |
| Employer contribution / active EE | $9,070 | $4,426+104.9% | $3,946+129.9% | $4,662+94.6% |
| Participant deferral / active EE | $4,773 | $8,450-43.5% | $8,084-41.0% | $6,690-28.7% |
| Admin fee / account holder | $1,745 | $9,680-82.0% | $7,893-77.9% | $13,400-87.0% |