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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,982 | $97,020+235.0% | $83,327+290.0% | $135,380+140.1% |
| Participation rate | 83.3% | 80.4%+2.9pp | 77.8%+5.6pp | 82.6%+0.7pp |
| Annual return | -1.51% | 12.31%-13.8pp | 10.64%-12.1pp | 519.81%-521.3pp |
| Employer contribution / active EE | $8,167 | $4,144+97.1% | $3,379+141.7% | $4,779+70.9% |
| Participant deferral / active EE | $5,805 | $5,964-2.7% | $5,565+4.3% | $5,609+3.5% |
| Admin fee / account holder | $2,026 | $8,426-76.0% | $7,540-73.1% | $10,828-81.3% |