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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,623 | $107,941+119.2% | $91,994+157.2% | $152,909+54.7% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 7.83% | 89.28%-81.4pp | 69.04%-61.2pp | 345.46%-337.6pp |
| Employer contribution / active EE | $7,564 | $4,212+79.6% | $3,453+119.1% | $4,764+58.8% |
| Participant deferral / active EE | $5,354 | $6,366-15.9% | $5,924-9.6% | $5,851-8.5% |
| Admin fee / account holder | $38,859 | $10,521+269.3% | $7,744+401.8% | $11,601+235.0% |