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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,097 | $105,856+198.6% | $90,161+250.6% | $147,586+114.2% |
| Participation rate | 80.0% | 79.7%+0.3pp | 76.9%+3.1pp | 82.8%-2.8pp |
| Annual return | 4.26% | 37.63%-33.4pp | 34.89%-30.6pp | 578.59%-574.3pp |
| Employer contribution / active EE | $9,527 | $4,126+130.9% | $3,318+187.1% | $4,876+95.4% |
| Participant deferral / active EE | $7,428 | $5,733+29.6% | $5,287+40.5% | $5,439+36.6% |
| Admin fee / account holder | $59,234 | $8,046+636.2% | $5,943+896.7% | $10,886+444.1% |