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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,595 | $99,647-26.1% | $86,439-14.9% | $134,509-45.3% |
| Participation rate | 87.5% | 82.1%+5.4pp | 80.3%+7.2pp | 81.2%+6.3pp |
| Annual return | -8.67% | 6784.13%-6792.8pp | 4395.55%-4404.2pp | 418.13%-426.8pp |
| Employer contribution / active EE | $7,655 | $4,401+73.9% | $3,769+103.1% | $4,741+61.5% |
| Participant deferral / active EE | $2,196 | $7,246-69.7% | $6,952-68.4% | $6,400-65.7% |
| Admin fee / account holder | $499 | $8,373-94.0% | $6,732-92.6% | $11,427-95.6% |