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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,895 | $60,349+20.8% | $74,184-1.7% | $62,881+15.9% |
| Participation rate | 100.0% | 72.7%+27.3pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | -16.42% | 21.38%-37.8pp | 17.74%-34.2pp | 20.14%-36.6pp |
| Employer contribution / active EE | $1,603 | $1,680-4.6% | $2,370-32.4% | $2,281-29.7% |
| Participant deferral / active EE | $3,768 | $2,856+31.9% | $3,550+6.2% | $3,203+17.6% |
| Admin fee / account holder | $5,849 | $4,261+37.3% | $5,586+4.7% | $4,296+36.1% |