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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,599 | $86,288+1.5% | $111,306-21.3% | $85,851+2.0% |
| Participation rate | 100.0% | 73.3%+26.7pp | 77.3%+22.7pp | 69.3%+30.7pp |
| Annual return | 9.89% | 19.99%-10.1pp | 54.67%-44.8pp | 318.63%-308.7pp |
| Employer contribution / active EE | $1,856 | $2,044-9.2% | $2,732-32.1% | $2,565-27.6% |
| Participant deferral / active EE | $4,894 | $3,641+34.4% | $4,488+9.1% | $3,952+23.8% |
| Admin fee / account holder | $38,279 | $8,189+367.4% | $7,966+380.5% | $6,261+511.4% |