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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,794 | $80,983-6.4% | $96,544-21.5% | $75,177+0.8% |
| Participation rate | 96.0% | 71.8%+24.2pp | 76.0%+20.0pp | 67.2%+28.8pp |
| Annual return | 17.87% | 27.05%-9.2pp | 25.88%-8.0pp | 160.75%-142.9pp |
| Employer contribution / active EE | $2,012 | $2,282-11.8% | $2,966-32.2% | $2,671-24.7% |
| Participant deferral / active EE | $4,498 | $3,929+14.5% | $4,851-7.3% | $4,126+9.0% |
| Admin fee / account holder | $13,868 | $6,717+106.5% | $8,254+68.0% | $5,651+145.4% |