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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,799 | $71,873-4.3% | $86,698-20.6% | $68,490+0.5% |
| Participation rate | 90.0% | 72.2%+17.8pp | 76.6%+13.4pp | 67.9%+22.1pp |
| Annual return | -16.03% | 3.54%-19.6pp | 35.96%-52.0pp | -7.85%-8.2pp |
| Employer contribution / active EE | $69 | $2,173-96.8% | $2,837-97.6% | $2,597-97.3% |
| Participant deferral / active EE | $4,903 | $3,779+29.7% | $4,656+5.3% | $4,028+21.7% |
| Admin fee / account holder | $15,134 | $6,110+147.7% | $7,492+102.0% | $5,403+180.1% |