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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP1 year Filed as: STANCORP FINANCIAL Service code 12 · EIN 93-1253576 | Custodial (securities); Custodial (ot... | $49,333 |
Filed as: DESCHUTES PORTFOLIO STRATEGY, LLC Service code 27 · EIN 27-5035231 | Advisory (Plan) | $35,000 |
Filed as: CHARLES SCHWAB TRUST COMPANY Service code 19 · EIN 42-1558009 | Securities Custodian | $8,150 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,423 | $75,962+152.0% | $154,108+24.2% | $64,173+198.3% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -6.43% | 30.32%-36.8pp | 735.21%-741.6pp | 7.63%-14.1pp |
| Employer contribution / active EE | $11,473 | $3,350+242.5% | $5,298+116.6% | $2,381+381.9% |
| Participant deferral / active EE | $7,378 | $3,175+132.4% | $5,081+45.2% | $3,470+112.7% |
| Admin fee / account holder | $686 | $5,589-87.7% | $13,411-94.9% | $4,887-86.0% |