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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP6 years Filed as: STANCORP FINANCIAL Service code 12 · EIN 93-1253576 | Claims processing; Custodial (securit... | $59,112 |
Filed as: DESCHUTES PORTFOLIO STRATEGY, LLC Service code 27 · EIN 27-5035231 | Advisory (Plan) | $40,258 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,571 | $77,920+244.7% | $149,723+79.4% | $75,177+257.2% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 18.63% | 31.72%-13.1pp | 134.50%-115.9pp | 160.75%-142.1pp |
| Employer contribution / active EE | $6,782 | $3,138+116.1% | $4,821+40.7% | $2,671+153.9% |
| Participant deferral / active EE | $8,666 | $3,411+154.0% | $5,682+52.5% | $4,126+110.0% |
| Admin fee / account holder | $764 | $5,951-87.2% | $13,215-94.2% | $5,651-86.5% |