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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP5 years Filed as: STANCORP FINANCIAL Service code 12 · EIN 93-1253576 | Claims processing; Custodial (other t... | $61,214 |
Filed as: DESCHUTES PORTFOLIO STRATEGY, LLC Service code 27 · EIN 27-5035231 | Advisory (Plan) | $41,348 |
Filed as: CHARLES SCHWAB Service code 19 | Securities Custodian | $1,140 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,575 | $73,863+251.4% | $143,797+80.5% | $68,490+279.0% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -17.70% | 0.91%-18.6pp | -0.04%-17.7pp | -7.85%-9.8pp |
| Employer contribution / active EE | $14,050 | $3,185+341.2% | $4,952+183.7% | $2,597+441.1% |
| Participant deferral / active EE | $10,539 | $3,385+211.4% | $5,638+86.9% | $4,028+161.7% |
| Admin fee / account holder | $908 | $5,756-84.2% | $14,679-93.8% | $5,403-83.2% |