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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP4 years Filed as: STANCORP FINANCIAL Service code 12 · EIN 93-1253576 | Recordkeeping and information managem... | $58,903 |
MOSS ADAMS LLP3 years Service code 10 · EIN 91-0189318 | Accounting | $20,108 |
Filed as: DESCHUTES PORTFOLIO STRATEGY, LLC Service code 10 · EIN 27-5035231 | Accounting | $10,634 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,788 | $95,415+200.6% | $185,851+54.3% | $85,851+234.1% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 13.77% | 23.59%-9.8pp | 122.11%-108.3pp | 318.63%-304.9pp |
| Employer contribution / active EE | $11,253 | $3,314+239.6% | $5,168+117.7% | $2,565+338.6% |
| Participant deferral / active EE | $8,664 | $3,424+153.1% | $5,569+55.6% | $3,952+119.2% |
| Admin fee / account holder | $706 | $7,215-90.2% | $16,245-95.7% | $6,261-88.7% |