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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-3689044 | Recordkeeping | $30,049 |
Filed as: GALLAGHER FIDUCIARY ADVISORS LLC Service code 27 · EIN 36-4291971 | Advisory (Plan) | $18,394 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,163 | $54,717-43.0% | $86,209-63.9% | $71,495-56.4% |
| Participation rate | 100.0% | 60.1%+39.9pp | 69.0%+31.0pp | 67.9%+32.1pp |
| Annual return | 6.38% | 20.07%-13.7pp | 1169.05%-1162.7pp | 28.85%-22.5pp |
| Employer contribution / active EE | $827 | $1,267-34.7% | $2,381-65.3% | $2,589-68.1% |
| Participant deferral / active EE | $2,710 | $3,110-12.9% | $3,986-32.0% | $4,291-36.8% |
| Admin fee / account holder | $203 | $1,922-89.5% | $6,853-97.0% | $1,588-87.2% |