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| Provider | Service type | Compensation |
|---|---|---|
Filed as: KESTRA ADVISORY SERVICES, LLC Service code 27 · EIN 35-2552359 | Advisory (Plan) | $33,640 |
Service code 15 · EIN 13-3689044 | Recordkeeping | $19,956 |
Filed as: TRANSAMERICA FINANCIAL LIFE INS CO Service code 15 · EIN 36-6071399 | Recordkeeping | $1,238 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,898 | $49,451-45.6% | $79,580-66.2% | $66,938-59.8% |
| Participation rate | 100.0% | 61.3%+38.7pp | 69.5%+30.5pp | 69.8%+30.2pp |
| Annual return | -16.24% | 84.25%-100.5pp | 0.15%-16.4pp | 1.58%-17.8pp |
| Employer contribution / active EE | $942 | $1,266-25.6% | $2,413-61.0% | $2,545-63.0% |
| Participant deferral / active EE | $2,922 | $3,159-7.5% | $3,985-26.7% | $4,238-31.1% |
| Admin fee / account holder | $204 | $595-65.7% | $6,835-97.0% | $594-65.6% |