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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA RETIREMENT SOLUTIONS C Service code 15 · EIN 13-3689044 | Recordkeeping | $25,305 |
LPL FINANCIAL2+ years Filed as: FINANCIAL ADVOCATES INVESTMENT MGMT Service code 27 · EIN 27-0435466 | Advisory (Plan) | $23,445 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,805 | $37,044-54.6% | $71,796-76.6% | $57,658-70.9% |
| Participation rate | 86.1% | 61.1%+25.0pp | 69.1%+17.0pp | 70.2%+15.9pp |
| Annual return | 9.80% | 12.64%-2.8pp | 78.04%-68.2pp | 5.13%+4.7pp |
| Employer contribution / active EE | $518 | $720-28.1% | $1,924-73.1% | $1,974-73.8% |
| Participant deferral / active EE | $1,403 | $1,974-28.9% | $2,794-49.8% | $3,061-54.2% |
| Admin fee / account holder | $163 | $101+61.7% | $4,815-96.6% | $95+72.6% |