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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,038 | $76,551+276.3% | $123,894+132.5% | $62,881+358.1% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 5.57% | 18.68%-13.1pp | 47.52%-41.9pp | 20.14%-14.6pp |
| Employer contribution / active EE | $7,007 | $2,882+143.1% | $4,617+51.8% | $2,281+207.2% |
| Participant deferral / active EE | $8,407 | $4,840+73.7% | $5,984+40.5% | $3,203+162.5% |
| Admin fee / account holder | $3,427 | $4,826-29.0% | $8,357-59.0% | $4,296-20.2% |