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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $384,708 | $98,776+289.5% | $149,745+156.9% | $79,856+381.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 21.67% | 27.38%-5.7pp | 276.72%-255.1pp | 31.71%-10.0pp |
| Employer contribution / active EE | $12,425 | $3,217+286.2% | $4,646+167.4% | $2,471+402.8% |
| Participant deferral / active EE | $10,149 | $5,681+78.6% | $6,843+48.3% | $3,741+171.3% |
| Admin fee / account holder | $15,799 | $6,053+161.0% | $9,312+69.7% | $5,306+197.7% |