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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,835 | $82,674+248.2% | $125,381+129.6% | $68,486+320.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -25.52% | -5.97%-19.6pp | 572.31%-597.8pp | -7.85%-17.7pp |
| Employer contribution / active EE | $11,537 | $3,382+241.1% | $4,815+139.6% | $2,597+344.3% |
| Participant deferral / active EE | $9,810 | $6,111+60.5% | $7,448+31.7% | $4,028+143.6% |
| Admin fee / account holder | $4,396 | $6,277-30.0% | $10,007-56.1% | $5,404-18.6% |