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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,795 | $85,766+271.7% | $136,298+133.9% | $70,126+354.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 23.20% | 31.46%-8.3pp | 5156.27%-5133.1pp | 73.15%-49.9pp |
| Employer contribution / active EE | $6,724 | $2,966+126.7% | $4,696+43.2% | $2,343+187.0% |
| Participant deferral / active EE | $8,242 | $5,051+63.2% | $6,247+31.9% | $3,332+147.4% |
| Admin fee / account holder | $9,579 | $5,421+76.7% | $9,244+3.6% | $4,645+106.2% |