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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,888 | $110,379-63.9% | $102,412-61.1% | $145,884-72.7% |
| Participation rate | 90.0% | 77.9%+12.1pp | 74.5%+15.5pp | 80.3%+9.7pp |
| Annual return | 4.94% | 24.84%-19.9pp | 24.94%-20.0pp | 551.85%-546.9pp |
| Employer contribution / active EE | $2,628 | $4,216-37.7% | $3,870-32.1% | $4,662-43.6% |
| Participant deferral / active EE | $2,506 | $5,622-55.4% | $5,060-50.5% | $6,690-62.5% |
| Admin fee / account holder | $59,302 | $9,745+508.5% | $8,388+607.0% | $13,392+342.8% |