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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,667 | $65,367-14.8% | $92,915-40.1% | $72,976-23.7% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 0.00% | 42.11%-42.1pp | 109.45%-109.4pp | 81.02%-81.0pp |
| Employer contribution / active EE | $3,984 | $2,594+53.6% | $3,653+9.1% | $2,440+63.3% |
| Participant deferral / active EE | $3,757 | $3,128+20.1% | $4,238-11.3% | $3,608+4.1% |
| Admin fee / account holder | $4,950 | $4,251+16.4% | $5,796-14.6% | $5,124-3.4% |