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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,271 | $124,298-33.8% | $109,152-24.6% | $167,497-50.9% |
| Participation rate | 95.7% | 79.4%+16.2pp | 75.9%+19.8pp | 82.1%+13.5pp |
| Annual return | 2.73% | 26.04%-23.3pp | 25.75%-23.0pp | 478.62%-475.9pp |
| Employer contribution / active EE | $7,575 | $4,208+80.0% | $3,722+103.5% | $4,838+56.6% |
| Participant deferral / active EE | $9,090 | $5,256+72.9% | $4,653+95.3% | $6,341+43.3% |
| Admin fee / account holder | $12,208 | $7,971+53.2% | $6,753+80.8% | $12,310-0.8% |