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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,221 | $133,983-52.8% | $112,244-43.7% | $134,493-53.0% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -37.98% | 47.13%-85.1pp | 27.46%-65.4pp | 418.01%-456.0pp |
| Employer contribution / active EE | $3,715 | $4,039-8.0% | $3,635+2.2% | $4,740-21.6% |
| Participant deferral / active EE | $3,993 | $5,291-24.5% | $4,728-15.5% | $6,400-37.6% |
| Admin fee / account holder | $11,624 | $7,490+55.2% | $6,411+81.3% | $11,425+1.7% |