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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,221 | $133,998-52.8% | $112,263-43.7% | $134,545-53.0% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -37.98% | 47.17%-85.2pp | 27.49%-65.5pp | 418.37%-456.3pp |
| Employer contribution / active EE | $3,715 | $4,040-8.1% | $3,636+2.2% | $4,742-21.7% |
| Participant deferral / active EE | $3,993 | $5,292-24.5% | $4,729-15.6% | $6,401-37.6% |
| Admin fee / account holder | $11,624 | $7,493+55.1% | $6,410+81.3% | $11,431+1.7% |