Filed October 18, 2004
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: PHILLIPS & COMPANY SECURITIES INC Service code 27 · EIN 45-3709458 | Advisory (Plan) | $31,496 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $27,429 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,583 | $31,741+182.2% | $56,411+58.8% | $199,593-55.1% |
| Participation rate | 9.2% | 32.3%-23.1pp | 52.5%-43.3pp | 72.0%-62.8pp |
| Annual return | 13.10% | 14.72%-1.6pp | 1701.33%-1688.2pp | 34.25%-21.2pp |
| Employer contribution / active EE | $230 | $508-54.7% | $1,039-77.9% | $3,034-92.4% |
| Participant deferral / active EE | $481 | $1,184-59.4% | $1,952-75.4% | $5,087-90.6% |
| Admin fee / account holder | $407 | $426-4.4% | $2,829-85.6% | $269+51.6% |