Filed October 18, 2004
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: PHILLIPS & COMPANY SECURITIES INC Service code 27 · EIN 45-3709458 | Advisory (Plan) | $27,280 |
Service code 37 · EIN 04-2647786 | Loan Processing | $26,559 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,713 | $26,114+209.1% | $58,482+38.0% | $74,419+8.5% |
| Participation rate | 33.8% | 32.1%+1.7pp | 50.9%-17.0pp | 70.7%-36.9pp |
| Annual return | 17.17% | 32.51%-15.3pp | 4239.32%-4222.1pp | 34.38%-17.2pp |
| Employer contribution / active EE | $860 | $536+60.6% | $1,053-18.3% | $2,637-67.4% |
| Participant deferral / active EE | $1,435 | $1,075+33.5% | $1,924-25.4% | $4,528-68.3% |
| Admin fee / account holder | $370 | $649-43.0% | $2,516-85.3% | $348+6.4% |