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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,695 | $176,402-88.3% | $134,162-84.6% | $158,982-87.0% |
| Participation rate | 38.1% | 78.7%-40.6pp | 72.2%-34.1pp | 82.0%-43.9pp |
| Annual return | 5.75% | 63.66%-57.9pp | 36.35%-30.6pp | 302.99%-297.2pp |
| Employer contribution / active EE | $598 | $5,042-88.1% | $3,705-83.9% | $4,763-87.5% |
| Participant deferral / active EE | $2,168 | $4,093-47.0% | $3,500-38.1% | $5,983-63.8% |
| Admin fee / account holder | $0 | $8,719-100.0% | $6,685-100.0% | $11,252-100.0% |