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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,644 | $167,030-82.9% | $135,768-78.9% | $155,188-81.5% |
| Participation rate | 92.3% | 76.2%+16.1pp | 71.1%+21.2pp | 80.8%+11.5pp |
| Annual return | 10.23% | 678.39%-668.2pp | 526.10%-515.9pp | 148.84%-138.6pp |
| Employer contribution / active EE | $1,399 | $4,132-66.1% | $3,394-58.8% | $4,248-67.1% |
| Participant deferral / active EE | $3,776 | $4,528-16.6% | $3,977-5.1% | $6,531-42.2% |
| Admin fee / account holder | $1,742 | $8,172-78.7% | $7,048-75.3% | $14,480-88.0% |