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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,426 | $185,225-83.0% | $142,898-78.0% | $167,553-81.2% |
| Participation rate | 55.6% | 78.5%-22.9pp | 72.0%-16.4pp | 82.1%-26.6pp |
| Annual return | 33.36% | 8558.12%-8524.8pp | 5639.64%-5606.3pp | 478.89%-445.5pp |
| Employer contribution / active EE | $776 | $5,607-86.2% | $4,146-81.3% | $4,840-84.0% |
| Participant deferral / active EE | $3,096 | $4,496-31.1% | $3,838-19.3% | $6,343-51.2% |
| Admin fee / account holder | $0 | $8,032-100.0% | $6,560-100.0% | $12,316-100.0% |